Bankruptcy

When Bankruptcy Is The Best Debt Relief Solution

If you are struggling with debts piling on with no end in sight, you owe yourself the favor of exploring all options. There is no shame in confronting burdensome debt head-on.

Bankruptcy Is Not A Sign Of Failure - It Can Be A Path To A Fresh Start

Do not buy into myths about bankruptcy such as that it is irresponsible or represents failure. On the contrary, bankruptcy is a legitimate way to overcome unmanageable debt. The U.S. Constitution provides for bankruptcy as an option for debtors. Countless successful Americans have filed personal or business bankruptcy at some point.

Debt Came To You, Not The Other Way Around!

If you are like millions of other Americans, you may be considering bankruptcy for one or more of these reasons:

  • Medical bills have stacked up
  • You lost your job
  • Your business income declined
  • You went through a divorce (or will soon) and struggling to adjust to managing a household on just one income instead of two
  • You were a victim in a natural disaster such as a wildfire, earthquake or flood
  • Urgent home repairs (a badly needed new roof, a plumbing catastrophe, or deteriorating structural issues, for example) left your finances in shambles
  • Credit card companies issued you too much credit for you to handle within your budget, and now interest rates and late fees have made it difficult or impossible for you to get your credit card debt balances under control

An Experienced Lawyer Can Help You Determine If Bankruptcy Is Right For You, And Guide You Through The Process

Find out what bankruptcy can do for you. Discuss your financial troubles with a compassionate, knowledgeable attorney. At the Law Offices of Roshni T. Desai in Santa Ana, California, you will find:

  • Flexible scheduling to match yours
  • Compassionate listening
  • Clear explanations
  • Sensible analysis
  • Efficient processing

Details of your financial picture will determine whether Chapter 7 (debt discharge) or Chapter 13 (debt reorganization) is right for you. With an attorney on your side, you can stop creditor harassment right away. and look forward to restarting your financial life with a clean slate.

Facing Foreclosure Or Repossession? Contact Us Right Away

If you take timely action, you can likely stop foreclosure and repossession, save your house and car and hold onto most or all personal property. (Individual circumstances differ. The information here describes typical situations and does not guarantee a particular result in your case. Personalized legal counsel is essential).

Bankruptcy can become necessary for people at all income levels. The Law Offices of Roshni T. Desai welcomes people from all walks of life. From law offices in Santa Ana, we also represent clients in Yorba Linda and other communities throughout Orange, Riverside and San Bernardino counties. Call 714-955-4137 or complete our online intake form to schedule a free consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.